Trusted Financial Identity
A reputation system
designed to last.
Meritt turns peer-to-peer repayment history into a clear, verifiable trust record. Quietly designed, rigorously maintained, and built for real use.
Network Health
Measured and transparent
Trust Passports
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Spots Logged
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On-Time Repay Rate
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Public Trust Passport
Verified Student
A
Alex Rivera
@alexrivera
State University
Verified
Reputation
847
Standing
GoldOn-time Rate
96%
Reliability
Avg Repay
19 hr
Speed
Total Logs
42
Volume
Member since September 2025
Official Verification Record
System Design
How Meritt Works
01
Log a Spot
Record a peer-to-peer IOU in seconds. Search by name or @handle — no app download required.
02
Verify Receipt
Lenders confirm repayment via a secure link. On-time actions fuel your Integrity Score.
03
Own Your Record
Your Trust Passport is permanent and portable. Share it to prove your reliability anywhere.
A cleaner way to build trust.
Join a network where repayment behavior becomes measurable reputation. No noise. Just clear, credible history.